Banked Alternatives in the UK: What to Choose and Why [2025 Guide]

Finance Banking Open Banking

Finexer Landing Page
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Finexer

Bank APIs to access real-time financial data & Account-to-account payments. Enabling businesses to access Open Banking - real-time financial data and instant Pay-By-Bank payment capabilities securely and seamlessly.
Pricing:
- Freemium
- Free Trial
- £450.0 / Monthly
Why choose Finexer over Banked?While Banked is checkout-first, Finexer was built for end-to-end payment control — from payouts to reconciliation. It’s a better fit for UK-based teams that want simple, fast payments with full compliance and no monthly lock-in. And with faster onboarding and sandbox testing included, you can try it risk-free before making the switch.

#Finance #Banking #Payments 6 user reviews
Volt Landing Page
2

Volt

Volt is a reactive web framework where Ruby code runs both on the server and the client (via opal).
Pricing:
- Open Source
In this guide, we’ve reviewed four standout providers that go beyond what Banked offers: Finexer, Volt, Bud, and Token.io. Each brings a unique approach to Open Banking — whether you’re scaling your platform, simplifying payouts, or replacing your card-based setup entirely.

#Developer Tools #Photography #Photography Tools
Bud Landing Page

3

Bud

Use all your financial services in one place

Bud operates at the intersection of financial data enrichment and payments. While it does support account-to-account payment initiation, its core value lies in helping businesses understand user behaviour, verify income, and build personalised experiences using real-time financial data.

#Finance #Banking #Online Banking
4

T

Token.io

This product hasn't been added to SaaSHub yet

Token.io is a regulated Open Banking provider focused on helping businesses initiate A2A payments across both the UK and EU through a single API. It’s designed for platforms operating across multiple regions that want to unify their payment setup and reduce reliance on traditional PSPs.