TrueLayer Alternatives for UK Open Banking in 2025

Finance Payments Banking Open Banking

TrueLayer Landing Page

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TrueLayer

Simple Bank APIs to access real-time financial data

In this guide, we compare three well-positioned alternatives to TrueLayer: Volt, Finexer, and Token.io. Whether you’re a startup, a platform, or a regulated payments business, this guide will help you choose a partner that aligns with your goals.

#Online Payments #Personal Finance #Recurring Billing 5 social mentions
Volt Landing Page
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Volt

Volt is a reactive web framework where Ruby code runs both on the server and the client (via opal).
Pricing:
- Open Source
Volt focuses heavily on orchestration. Its payment routing engine is designed to maximise conversion and reduce failure rates, something traditional open banking APIs don’t always address. With built-in fraud detection, risk monitoring, and payout scheduling, Volt delivers infrastructure-level performance without the merchant having to piece it all together.

#Developer Tools #Photography #Photography Tools
Finexer Landing Page
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Finexer

Bank APIs to access real-time financial data & Account-to-account payments. Enabling businesses to access Open Banking - real-time financial data and instant Pay-By-Bank payment capabilities securely and seamlessly.
Pricing:
- Freemium
- Free Trial
- £450.0 / Monthly
Finexer is a UK-first open banking provider that offers full-stack account-to-account payments, real-time data access, and instant onboarding features. Built specifically for local businesses, Finexer connects to 99% of UK banks and focuses on affordability, speed, and developer-friendly integration.

#Finance #Banking #Payments 7 user reviews
4

T

Token.io

This product hasn't been added to SaaSHub yet

Token.io is engineered to process open banking payments at high success rates—nearly 1 in every 5 A2A payments in the UK currently flows through their platform. Unlike many competitors, it offers instant settlement as a core part of the product, giving platforms better cash flow control without the delays typical in card-based systems.