A mobile banking solution designed to simplify personal and business finances with innovative features.
100% online – no branch visits, no paperwork
Get started from anywhere, anytime. Just download the bunq app, and you’ll never need to visit a physical branch.
Manage expenses effortlessly
Create up to 25 Bank Accounts to organize your budgeting, manage salaries, set aside savings, and even handle multiple local currencies—all within seconds.
Earn Cashback
Get rewarded for every payment made with your card, including employee cards—paid weekly.
Free Business Account for Freelancers
A perfect no fee business bank account option to help you manage your finances efficiently.
Tap to Pay (receiving payments)
Businesses can easily accept in-person, contactless payments for your business. Wherever you are, all you need to accept card payments is your bunq app and your smartphone.
Save time with automation
From bookkeeping integrations and AutoVAT to quick invoice processing, bunq offers a wide range of tools that save you time, so you can get back to running your business.
Sky-high interest rates
Boost your savings with 2.51% interest on EUR for personal accounts and 0.75% for business accounts — and earn even more on USD and GBP. Interest is paid out every week, so you can benefit from compound interest.
Teamwork made easy
For businesses - quickly and safely share your account with co-directors and employees, so you can manage money collectively and make financial decisions together, all within the bunq app.
Bank like a local, wherever you are
Open accounts with NL, DE, ES, FR & IE IBANs, and in up to 22 currencies quickly and without any hassle. You also get 6 worldwide ATM withdrawals for free every month.
Plant trees with your card
As a bunq user you'll plant trees just by using your bunq card. We're planting mangroves in Kenya thanks to our partner veritree. You can also track the estimated CO2 impact of your transactions in the app!
Exclusive Business Card perks
With our business accounts, get top discounts on tools and services like Google Workspace to help your business grow and succeed.
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I had similar issues with bunq.com from Netherlands where their Mastercards where registered in Russia and they had to fix it and afterwards everything is fine and you can use the card without any major problems. Source: almost 3 years ago
Plants trees for customers under 18 • https://bunq.com. Source: about 3 years ago
I use Vivid here in Germany (https://vivid.money/en-de/) and before that Bunq (deemed it too expensive) (http://bunq.com), but these are both only available in Europe. Looks like One Finance could be an alternative for people in the US, if that applies to you (https://www.onefinance.com). Source: over 3 years ago
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This is an informative page about bunq. You can review and discuss the product here. The primary details have been verified within the last quarter. So they could be considered up to date. If you think we are missing something, please use the means on this page to comment or suggest changes. All reviews and comments are highly encouranged and appreciated as they help everyone in the community to make an informed choice. Please always be kind and objective when evaluating a product and sharing your opinion.