Software Alternatives, Accelerators & Startups

Actual Budget VS Digit

Compare Actual Budget VS Digit and see what are their differences

Actual Budget logo Actual Budget

Robust and simple budgeting that works

Digit logo Digit

SMS bot that monitors your bank account & saves you money
  • Actual Budget Landing page
    Landing page //
    2021-10-18
  • Digit Landing page
    Landing page //
    2023-04-26

Actual Budget videos

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Digit videos

Digit App Review: 4 Things to Know About the Automated Savings App

More videos:

  • Review - Digit App Review 2019
  • Review - Digit App Review 2020

Category Popularity

0-100% (relative to Actual Budget and Digit)
Personal Finance
63 63%
37% 37
Finance
81 81%
19% 19
Financial Planner
49 49%
51% 51
Productivity
100 100%
0% 0

User comments

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Social recommendations and mentions

Based on our record, Actual Budget seems to be a lot more popular than Digit. While we know about 54 links to Actual Budget, we've tracked only 2 mentions of Digit. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Actual Budget mentions (54)

  • Tell HN: YNAB will partly remove direct bank imports
    I use Actual budget. It’s open source, free, but you’ll have to figure out hosting. Bank sync is currently provided in North America by SimpleFin ($15/year) And in Europe by GoCardless I host mine in a Docker container on my NAS. [1] https://actualbudget.com/. - Source: Hacker News / 3 months ago
  • Budgeting App
    If you are tech-savvy then maybe https://actualbudget.com/ - similar to YNAB, but free & open-source. Source: 7 months ago
  • Local-first software: You own your data, in spite of the cloud (2019)
    Looks visually quite similar to https://actualbudget.com/ (open-source, local-first). Did one influence the other? Are they both inspired by some other budget software? - Source: Hacker News / 9 months ago
  • Family finance meetings with spouse?
    I use https://actualbudget.com/ locally. You have to import your transactions yourself and it's all local. Source: about 1 year ago
  • What's your strategy for organizing money in your bank accounts?
    If you have the ability to selfhost, Actual budget has been my go to for budgeting. I just input bank transactions usually weekly and assign the transaction to it's appropriate category. Source: about 1 year ago
View more

Digit mentions (2)

  • Discussion Megathread for those considering other options. Let me know what I can do to help.
    Has anyone thought about using Digit's bank account? Seems like it has a lot of similar features to One/Simple. I'm definitely intrigued! https://digit.co/. Source: about 2 years ago
  • Wealthfront adds "Cash Categories", very similar to Goals and Safe-to-Spend
    Also, just want to point out for anyone else who's reading that I'm not sure how well this would work for microbudgeting — e.g. gas, food, power bill, etc. — feels like that would be tedious to use with this UI. For me, I'm just setting aside rent, an emergency fund, credit card payments, and "fun money" so they're separate from my main balance. It's more like Digit than YNAB. Source: about 3 years ago

What are some alternatives?

When comparing Actual Budget and Digit, you can also consider the following products

Firefly III - Financial manager, it can help you keep track of expenses, income, budgets and everything in...

Penny - Penny is a personal finance app that takes the pain out of keeping track of your finances.

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

Qapital - Qapital is an easy to use Finance application that allows you to save money automatically and take control of your spending.

GnuCash - A personal and small-business financial-accounting software, licensed under GNU/GPL and available for Linux, Windows, Mac OS X, BSD, and Solaris.

YouNeedABudget - Personal home budget software built with Four Simple Rules to help you quickly gain control of your money, get out of debt, and reach your financial goals!