Also, if you want to go the route of commissions, an accessible site to get started is Artists&Clients. It's a platform showcasing artists available for commissions. Source: about 1 year ago

You can commission art of your S/O (I recommend finding an artist on Artists & Clients), and then have it made into custom merch via Etsy and the like. I have a number of custom items of my Ikoma, from a dakimakura and plushies to a very expensive polymer-clay figure. Source: about 1 year ago

You can commission any kind of art you want on Artists & Clients. Source: over 1 year ago

My main avenues of commissions are (1) the Artists & Clients website, and (2) artists I've communicated with through Reddit/Discord who came highly recommended by other members here. My main go-to is A&C because it's very easy and safe to use, and you can either approach artists yourself, or post a job listing and let them come to you. As for prices, so far I don't think I've paid more than $70 for art. (Although... Source: over 1 year ago

Anyway, I recommend Artists & Clients for finding artists to commission. When you get said art, you can go to town having it printed on all kinds of custom items at ArtsCow. Source: over 1 year ago

I used lendingclub.com in the past and they were pretty quick, and deposited the money right into my account. At the time I felt the rate was higher than I'd like, but now having learned more it was average, personal loans just tend to have higher rates. It will be based on your credit. Aside from this, try looking at your own bank since you have a relationship already, or a credit union. Source: 12 months ago

But this does not solve the main issue , which is I can't get credentials to login if I'm not a residence in the US. My main issue is the credentials not the automation. I need a valid user name and password to lendingclub.com or a way to open an account without being a US resident or a way around it. Source: almost 2 years ago

Agree! Try Prosper.com, lightstream.com or lendingclub.com. Source: almost 2 years ago

I am not sure what kind of rates you are being quoted, but I used lendingclub.com to finance my first van purchase quite a few years ago. Rates depend on credit, and they have origination fees but they don't verify anything at all on what they money is used for. You just have to say you aren't using it for investment purposes if I remember correctly. I think the rate was around 8-9% though, with APR of 10.5%... Source: almost 2 years ago

The other option you might try is getting a personal loan instead of an auto loan. You could try with your bank, or a place like lendingclub.com. With zero credit this might also be challenging, and you'll probably pay a higher interest rate, but it's something else to look into. Source: about 2 years ago