You can check out your credit rating on totallymoney.com or clearscore.com for free should give you an idea of how much the new debit card has affected your score. Source: over 1 year ago

My utility bills show up on my credit report (energy on www.creditkarma.co.uk, telephone and water on clearscore.com) - worth checking you're the bill payer for those. You should be able to get free credit reports that suggest how to improve (e.g. Getting on the electoral roll). Source: over 1 year ago

If you signup for something like https://clearscore.com (free), they do provide some advice on their website, and possibly some help if you need further clarification. Source: almost 2 years ago

Clearscore.com is a free credit report site, you can sign up with them and they will give you offers based on your credit rating, otherwise you can have a look on gocompare/comparethemarket etc, theyll have a credit comparision section where you can look for 0% on new purchases cards. Source: almost 2 years ago

Visit clearscore.com, they also have a Android (not sure about iOS) app you can download. There they can help you. Source: almost 2 years ago

I really like meditation tapes using binaural beats. I listen to https://synctuition.com/ meditations everyday when I exercise and it really helps. Source: about 3 years ago

I also like synctuition (there is a monthly or annual cost), and they are good at clearing the static from your brain. https://synctuition.com/. Source: about 3 years ago