If your sister carries a balance month to month on her cards, she’s not using her cards responsibly and you definitely do not need her scores dragging yours down, family loyalty and all. Join Experian.com and creditkarma.com for free, to keep track of your credit reports and FICO 8 score (Experian). Source: about 1 year ago

It could be your moms, I know one of my moms credit cards from 1987 (when I was 2) shows up on mine. But I highly doubt 8 accounts are there. creditkarma.com is another place you can quickly check. Source: about 1 year ago

You're correct that the 795 score is based on Vantage 3.0. I got it from creditkarma.com and it says as much under the scores. Source: about 1 year ago

The big 3 credit agencies are scum. Do not pay them. You DO NOT need to pay them. It's free to freeze your credit (https://www.nerdwallet.com/article/finance/how-to-freeze-credit). It's free to check your credit (www.AnnualCreditReport.com). It's free to monitor your credit (creditkarma.com). Don't give them your money. Source: over 1 year ago

He can also get an approximation of his score via creditkarma.com. It won't be the same one that the landlord will use but it'll give you an idea of the ballpark he's in. Source: over 1 year ago

You can start by subscribing to newsletters that can give you some exposure to all these topics and you can learn at your own pace. WSJ newsletters are pretty good. I run a stock market newsletter targeted for casual and beginner investors https://bullish.email. - Source: Hacker News / over 2 years ago

When the pandemic caused havoc in the stock market last year, my husband and I developed https://bullish.email/ - a daily newsletter that delivers important stock market info without frills. It is simple, clean, and valuable. We send stats (futures, performances, etc) before the market opens and after it closes (top gainers, losers, and performance). This way, you don't need to look for info; you consume it. Source: about 3 years ago