When I do go back to selling on eBay, I plan to remove GSP and instead offer direct shipping to the buyer using FedEx International Priority. I have a duties calculator provided by easyship.com that gives reasonably close duties estimates. I do not want to use USPS since I paid for their fastest service (Express Int'l) only to have the item sit in chicago for an entire month before it moved again to to buyer's... Source: over 3 years ago

You can switch plans but each time you do, the interest capitalizes. If you are getting forgiveness it will be discharged regardless at 120 payments but it's worth knowing. You can compare and estimate payments for plans here https://studentloanhero.com/ which should give you ballpark figures. Source: almost 2 years ago

When do you finish school? If you have loans with multiple levels of forgiveness, consolidating will bring them all to the highest count. At this point it needs to be done before October. I wouldn't consolidate the Perkins loans because qualify employers can allow you to defer and forgive a percentage annually until they're forgiven over 4 years. I think the only disadvantage is that if you were to pursue an... Source: about 2 years ago