Software Alternatives, Accelerators & Startups

Epoch VS YouNeedABudget

Compare Epoch VS YouNeedABudget and see what are their differences

Epoch logo Epoch

Simple, with easy all-inclusive merchant integration. Powerful, with automated international customization. Flexible, for the most unique and sophisticated demands.

YouNeedABudget logo YouNeedABudget

Personal home budget software built with Four Simple Rules to help you quickly gain control of your money, get out of debt, and reach your financial goals!
  • Epoch Landing page
    Landing page //
    2023-02-04
  • YouNeedABudget Landing page
    Landing page //
    2023-01-06

Epoch videos

Epoch (2001) Review: Free YouTube Movie

More videos:

  • Review - EPOCH POLISHING BAR REALTALK REVIEW
  • Review - EPOCH POLISHING BAR REVIEW (NU SKIN PRODUCT) | Simply Yosh

YouNeedABudget videos

Beginners guide

Category Popularity

0-100% (relative to Epoch and YouNeedABudget)
Online Payments
100 100%
0% 0
Personal Finance
0 0%
100% 100
Payment Platform
100 100%
0% 0
Financial Planner
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Epoch and YouNeedABudget

Epoch Reviews

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YouNeedABudget Reviews

Best 9 Personal Finance Software For Windows 11, 10 Free PC, Surface Pro
Ynab stands for You Need a Budget is a personal finance cum budgeting app designed for Windows users. The software is designed to work with Windows’ latest computer system i.e. Windows 11. It comes with basic money management features and also supports cross-platform i.e. Mac and mobile operating systems- Android and iOS.
Best personal finance software of 2024
YNAB's primary mission, as you might expect, is to help you curb overspending and avoid living from paycheck to paycheck. Stick to the program, temper your spending appropriately, and eventually YNAB will see you spending last month's money rather than that which you've just earned.
11 Best Quicken Alternatives in 2021 (#1 is Free)
One of YNAB’s core principles is to give every dollar a job. You do that by deciding how you’ll spend every dollar that enters your checking account. As with other tools, you can connect your bank accounts and credit cards to YNAB. This allows for real-time updates so that you can track your spending throughout the month.
Source: robberger.com
The Best Personal Finance Budget Software with Apps (In 2020)
YNAB believes that in order to successfully budget, you need to be hands-on with your money. Until the version released in December 2015, users had to manually enter all transactions–although the program and its companion apps for iPhone, iPad, and Android devices made this very easy. This also means that YNAB is one of the few programs that easily allows users to track cash...
Source: ptmoney.com
Top 15 Budget Apps to Make Your Personal Finance Goals Easy
I love YNAB and Personal Capital. I still use the old version of YNAB as I paid a one time fee for it (as I refuse to pay for subscriptions – yes, I’m cheap). As for Personal Capital, it’s a nice way to view only our investment and retirement accounts, and I love how it tracks contributions and fees.

Social recommendations and mentions

Based on our record, YouNeedABudget seems to be a lot more popular than Epoch. While we know about 55 links to YouNeedABudget, we've tracked only 4 mentions of Epoch. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Epoch mentions (4)

  • Adult industry, unable to find a payment processor
    I was using https://epoch.com/ in one of my prev companies (IT / CH). Source: over 2 years ago
  • Is epoch safe and are these emails correct.
    Hi, not sure if this is where I should ask. I was just wondering if anyone knows if https://epoch.com/ and its emails billing@epoch.com and privacy@epoch.com are safe. I need to get in contact with them about personal privacy and billing and want to make sure I don't give the wrong information to a fake email address. Source: almost 3 years ago
  • Is this site and its emails safe
    Hi, I was just wondering if anyone knows if https://epoch.com/ and its emails billing@epoch.com and privacy@epoch.com are safe. I need to get in contact with them. Source: almost 3 years ago
  • Shutdown for high risk, stripe assumed what our business was
    Epoch (https://epoch.com/) is another one. Source: over 3 years ago

YouNeedABudget mentions (55)

  • Is $250 a month in disposable income livable for a family of 3?
    You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: about 1 year ago
  • LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?
    I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: about 1 year ago
  • Fund future vacations
    If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: about 1 year ago
  • Tracking savings goals
    Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago
  • My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?
    Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago
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What are some alternatives?

When comparing Epoch and YouNeedABudget, you can also consider the following products

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CCBill - CCBill is the leader in online Merchant global billing services. Supplemented with complimentary fraud control, membership management, 24/7 online consumer support, and more, CCBIll provides global payment processing without the hassle.

HomeBank - Access Financial Services. Easy, fee-free banking for entrepreneurs Get the financial tools and insights to start, build, and grow your business.