Software Alternatives, Accelerators & Startups

FluffyChat VS YouNeedABudget

Compare FluffyChat VS YouNeedABudget and see what are their differences

FluffyChat logo FluffyChat

Open. Nonprofit. Cute ?

YouNeedABudget logo YouNeedABudget

Personal home budget software built with Four Simple Rules to help you quickly gain control of your money, get out of debt, and reach your financial goals!
  • FluffyChat Landing page
    Landing page //
    2023-01-30
  • YouNeedABudget Landing page
    Landing page //
    2023-01-06

FluffyChat videos

FluffyChat - Matrix Messenger for Ubuntu Touch - Demo screencast

YouNeedABudget videos

Beginners guide

Category Popularity

0-100% (relative to FluffyChat and YouNeedABudget)
Communication
100 100%
0% 0
Personal Finance
0 0%
100% 100
Group Chat & Notifications
Financial Planner
0 0%
100% 100

User comments

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Reviews

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YouNeedABudget Reviews

Best 9 Personal Finance Software For Windows 11, 10 Free PC, Surface Pro
Ynab stands for You Need a Budget is a personal finance cum budgeting app designed for Windows users. The software is designed to work with Windows’ latest computer system i.e. Windows 11. It comes with basic money management features and also supports cross-platform i.e. Mac and mobile operating systems- Android and iOS.
Best personal finance software of 2024
YNAB's primary mission, as you might expect, is to help you curb overspending and avoid living from paycheck to paycheck. Stick to the program, temper your spending appropriately, and eventually YNAB will see you spending last month's money rather than that which you've just earned.
11 Best Quicken Alternatives in 2021 (#1 is Free)
One of YNAB’s core principles is to give every dollar a job. You do that by deciding how you’ll spend every dollar that enters your checking account. As with other tools, you can connect your bank accounts and credit cards to YNAB. This allows for real-time updates so that you can track your spending throughout the month.
Source: robberger.com
The Best Personal Finance Budget Software with Apps (In 2020)
YNAB believes that in order to successfully budget, you need to be hands-on with your money. Until the version released in December 2015, users had to manually enter all transactions–although the program and its companion apps for iPhone, iPad, and Android devices made this very easy. This also means that YNAB is one of the few programs that easily allows users to track cash...
Source: ptmoney.com
Top 15 Budget Apps to Make Your Personal Finance Goals Easy
I love YNAB and Personal Capital. I still use the old version of YNAB as I paid a one time fee for it (as I refuse to pay for subscriptions – yes, I’m cheap). As for Personal Capital, it’s a nice way to view only our investment and retirement accounts, and I love how it tracks contributions and fees.

Social recommendations and mentions

Based on our record, YouNeedABudget should be more popular than FluffyChat. It has been mentiond 55 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

FluffyChat mentions (24)

  • Element as a Discord Alternative
    Keep in mind Matrix is a protocol for messaging just like email is a protocol for mail. There's more than one client and Element just so happens to be the most popular one. A really good runner-up would be FluffyChat. Then there's Cinny. Source: over 1 year ago
  • Discord is changing the layout for the mobile app
    That's actually almost a ripoff of FluffyChat with the pull-up server list from Element's Android app. And given Matrix is trying to mimic the semantics of Discord servers with spaces, I don't even like those layouts. Gross. Source: over 1 year ago
  • Will be now, I can fill it.
    There is a package I wanted to use fluffychat (Matrix Client) you can only get it from flathub and snap (officially) there is an aur package for arch (unofficial). This is just an example. There was also some other package that I no-longer use that had a similar case. More will become like this that's for sure. I don't like this future, it sucks. Source: over 1 year ago
  • BundesMessenger is a milestone in Germany’s ground-breaking vision
    @Hamuko I have been on matrix several years, and lately I've been really liking Schildi Chat [https://schildi.chat]. Also, many other users that I know really like Fluffy Chat [https://fluffychat.im/]. In any case, there are several more options nowadays. - Source: Hacker News / over 1 year ago
  • Chat client with voice messaging
    Then I've found FluffyChat, and it seems to working just fine; and has a Linux version too. Source: over 1 year ago
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YouNeedABudget mentions (55)

  • Is $250 a month in disposable income livable for a family of 3?
    You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: about 1 year ago
  • LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?
    I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: about 1 year ago
  • Fund future vacations
    If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: about 1 year ago
  • Tracking savings goals
    Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago
  • My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?
    Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago
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What are some alternatives?

When comparing FluffyChat and YouNeedABudget, you can also consider the following products

Signal - Fast, simple & secure messaging. Privacy that fits in your pocket.

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

Telegram - Telegram is a messaging app with a focus on speed and security. It’s superfast, simple and free.

GnuCash - A personal and small-business financial-accounting software, licensed under GNU/GPL and available for Linux, Windows, Mac OS X, BSD, and Solaris.

Element.io - Secure messaging app with strong end-to-end encryption, advanced group chat privacy settings, secure video calls for teams, encrypted communication using Matrix open network. Riot.im is now Element.

HomeBank - Access Financial Services. Easy, fee-free banking for entrepreneurs Get the financial tools and insights to start, build, and grow your business.