Recently, I stumbled upon ihatemoney.org - a free and open source shared expenses manager and I found it great. It lets you create a group of members to manage settlements between them. Source: over 1 year ago

Honestly this sounds like a better use case for ihatemoney. https://ihatemoney.org/. Source: almost 3 years ago

- https://ihatemoney.org/ for daily spendings. Source: over 3 years ago

> Moving to a cashless society has some real drawbacks when it comes to privacy and freedom. As I understand it, the people developing GNU Taler, are trying to solve this problem and have come up with a promising system. https://taler.net/en/. - Source: Hacker News / about 1 year ago

GNU Taler is an example of the third possibility. If Bitcoin is "digital gold," Taler is digital banknotes. Source: over 1 year ago

You should check out GNU Taler[1]. Literally attempting to solve this problem. [1]: https://taler.net/en/. - Source: Hacker News / over 1 year ago

Beyond 2FA, some type of chaumian cash like https://taler.net/en/ might help too. But the problem is really downgrade attacks. There are multiple payment systems (bank wire, check, credit card ) and if there is one insecure way to make payments, then the whole system is broken. - Source: Hacker News / over 1 year ago

GNU Taler comes to mind but the adoption is not there. Source: almost 2 years ago