For hosting common files it's ok. Also it is on Android too do, great to transfer files between your Windows and your phone. But if you want better security you have to subscribe a monthly offer.

When I tried using OBS just to make a video of a game, it was laggy and had many dropped frames. It was hard to use and I couldn't figure out how to stop the lagging. Whereas, the Xbox Game bar was way simpler and the clip had no dropped frames or lag. I prefer to use Xbox Game Bar nowadays. Sometimes I go back to OBS and try it again to see it was a bug and had been patched but I had no success.