N26 VS Revolut

Compare N26 VS Revolut and see what are their differences

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Revolut

The easiest, fastest way to save for your financial goals.

Landing page //
2023-07-27

Landing page //
2023-08-25

N26 features and specs

User-Friendly Interface
N26 provides an intuitive and easy-to-navigate mobile and web interface, making it simple for users to manage their finances.
No Hidden Fees
N26 offers transparent pricing with no hidden fees, providing clarity and helping users avoid unexpected charges.
Instant Notifications
Real-time notifications for transactions help users keep track of their spending and identify any unauthorized activity promptly.
Global Usage
N26 cards are widely accepted worldwide, making it a convenient option for international travelers.
No Foreign Transaction Fees
N26 doesn't charge any fees for foreign transactions, which is particularly advantageous for international purchases and travel.
Savings and Budgeting Tools
N26 offers built-in tools to help users save money and manage their budgets effectively.
Multi-currency Account Options
Users can hold and manage multiple currencies within the same account, which is useful for those dealing with various currencies.

Possible disadvantages of N26

Limited Customer Support
Customer support can be limited as it is primarily available through chat and email, with no 24/7 phone support.
Geographical Availability
N26 is not available in all countries, limiting access depending on your location.
Account Upgrades Required for Some Features
Certain features and benefits are only available with paid premium accounts, which might be a downside for users looking for free services.
Limited Branch Network
Unlike traditional banks, N26 doesn't have physical branches, which might be inconvenient for those who prefer in-person banking services.
Withdrawal Limits
There are limitations on cash withdrawals, which might not be adequate for users who need frequent access to cash.
Security Concerns
As an online-only bank, users may have concerns about the security of their personal and financial information.
Features Vary by Region
The availability of certain features and services can vary depending on the user's region, potentially leading to an inconsistent user experience.

Revolut features and specs

Multi-Currency Support
Revolut allows users to hold and exchange multiple currencies, making it convenient for international travel and business.
Fee-Free Spending
The platform offers fee-free spending abroad, which can be a significant cost-saving advantage for frequent travelers.
Real-Time Exchange Rates
Users benefit from competitive exchange rates that are often better than those offered by traditional banks.
Budgeting Tools
Revolut includes built-in budgeting and analytics tools to help users manage their finances more effectively.
Cryptocurrency Support
Revolut allows users to buy, hold, and sell cryptocurrencies, making it a versatile financial tool.
Instant Transfers
The platform supports instant, free transfers between Revolut users, facilitating easy money transfers.
Advanced Security Features
Revolut offers advanced security features like disposable virtual cards and instant card freezing.

Possible disadvantages of Revolut

Monthly Fees
Some of Revolut’s premium features are locked behind monthly subscription plans, which can be a downside for budget-conscious users.
Limited Customer Support
Users often report that customer support can be slow to respond and sometimes unhelpful.
Limits and Restrictions
There are various limits on free withdrawals and spending, which can be inconvenient for heavy users.
Currency Exchange Limits
Free currency exchange is limited up to a certain amount each month, after which a fee is applied.
Dependence on App
The service is heavily dependent on its app, and any technical issues can greatly impact user experience.
Geographic Restrictions
Revolut is not available in all countries, limiting its accessibility for some potential users.
Fees for Certain Transactions
While many services are free, some transactions like international money transfers can incur fees.

N26 videos

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N26 Review

Revolut videos

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Revolut Review

Category Popularity

0-100% (relative to N26 and Revolut)

Revolut

Online Payments

36 36%

Online Payments

64% 64

Payment Platform

34 34%

Payment Platform

66% 66

Finance

100 100%

Finance

0% 0

Fintech

43 43%

Fintech

57% 57

User comments

Share your experience with using N26 and Revolut. For example, how are they different and which one is better?

Reviews

These are some of the external sources and on-site user reviews we've used to compare N26 and Revolut

N26 Reviews

8 Best Payoneer Alternatives – Which Payoneer Competitors You Can Use?

N26 customers have up to five withdrawals per month for free. After that, you pay 2€ per withdrawal. Standard N26 accounts are available free of charge. A free Maestro card and a free MasterCard debit card are included with standard accounts.

Source: www.kasareviews.com

8 Best Wise Alternatives – Which Wise Competitors Should You Try?

Travelers can really benefit from using the N26 MasterCard. They won’t have any currency conversion charges or transaction fees to worry about. The real exchange rate is always used. The only time you’ll be charged a fee is if you’re withdrawing funds in currencies that are different from the ones you have in your N26 account.

Source: www.kasareviews.com

Revolut Reviews

6 Cheaper Payoneer Alternatives for Your Online Transcations

Revolut is a popular fintech platform that offers a range of financial services, including money transfers. Revolut supports multiple currencies and offers additional features like budgeting tools and cryptocurrency support, making it a comprehensive alternative to Payoneer.

Source: www.withparallax.com

Top 5 Payoneer Alternatives [2024]

Users can send money internationally with no fees, except on weekends, and sending between Revolut accounts is instant. Best Revolut Features

Source: www.exiap.com

Where is Revolut Available? International Alternatives for 2022

In this post, we take a look at Revolut’s availability worldwide and uncover some of the alternatives for users who are not eligible to open a Revolut or Revolut Trading account!

Source: investingintheweb.com

Does Cash App Work Internationally? Worldwide Alternatives for 2022

One of the fastest-growing digital banks. Revolut provides no-fee transactions, low cost of charge currency conversion, and even the possibility to invest in stocks and cryptos.

Source: investingintheweb.com

Is SoFi Available Internationally? Best Alternatives for 2022

Similar to Revolut, it offers two plans: standard and prime. Prime includes personalized cards, commission-free crypto trades, stocks, ETFs, precious metals, competitive cash back rewards, and virtual cards for online shopping. Again, the list is extensive.

Source: investingintheweb.com

Social recommendations and mentions

Based on our record, N26 seems to be more popular. It has been mentiond 6 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

N26 mentions (6)

Say you're from USA. You're in Greece. With people from around the world. So far for exchanging money, we've found Euros (cash) to be most convenient way, are there any better ways?
Until January 18 https://n26.com/en-us was a convenient alternative. Source: over 2 years ago
services for receiving non euro bank transfers
I have spoken with two local banks and the fees and waiting times for foreign exchange transfers seem extremely high. I've looked at n26 and wise has anyone used these services for receiving USD or other forex transfers? Source: about 3 years ago
Do I need a "real" Spanish bank account to buy & maintain a flat? (vs. Wise for example)
It would seem N26 isn't offering accounts to US folks any longer, see https://n26.com/en-us for more info :(. Source: about 3 years ago
ONE + Even news this morning 🚀
They completely pulled out of the US. Unlike Simple they didn’t transition folks accounts, they just set a date and closed. https://n26.com/en-us. Source: over 3 years ago
Is it a good idea to open an account in n26?
Here I will like the website for you: Https://n26.com/en-us. Source: over 3 years ago

Revolut mentions (0)

We have not tracked any mentions of Revolut yet. Tracking of Revolut recommendations started around Mar 2021.

What are some alternatives?

When comparing N26 and Revolut, you can also consider the following products

Wise - Currency exchange Banks and other providers could charge you up to 5% in hidden costs when sending ...

Monzo - The bank of the future

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

Stripe - Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions.

Mercury - Mercury is banking* for startups

Payoneer - Whether making international payments, receiving funds, managing your digital business, or accessing capital, Payoneer opens your business up to the world.