NOWPayments VS Wise

NOWPayments

NOWPayments is a crypto payment gateway that supports more than 300 cryptocurrencies, including fiat, and offers simple tools to accept crypto payments, like a crypto payments API, plugins, invoices.

Wise

Currency exchange Banks and other providers could charge you up to 5% in hidden costs when sending ...

Landing page //
2023-07-09

NOWPayments is a crypto payment gateway that lets all types of businesses accept payments in 300+ cryptocurrencies, with auto coin conversion and fiat conversion available.

Pricing: 0,5% transaction fee + 0,5% exchange fee if exchange is needed. The platform also supports fiat conversion: allowing users to pay in fiat currencies, and merchants to accept crypto, and vice versa.

NOWPayments offers tools for accepting payments: - API - Invoices - Billing (recurring payments) - E-commerce plugins - Web-based point-of-sale for physical stores

NOWPayments also has donation tools: - Donation button (customizable) - Donation widget - Customizable donation link - Donation button for Twitch streamers

NOWPayments has a solution for payouts: mass payouts + custody if needed

NOWPayments has developed a special custody solution: allowing merchants to create and manage deposit accounts for their customers

NOWPayments offers customized solutions for different industries: - Gaming - Gambling - Trading Platforms - Adult Industry - PSP - E-commerce T- oken Generation Events - and we can develop custom solutions for your needs.

Benefits - 250+ assets available for cross-chain payments (converted automatically) - and more coming - Listing requests accepted - Instant settlements - Fixed rate - Low fees - Micropayments possible - Fiat on/off ramp possible - Customizable solutions for industries - 24/7 support - Personal Account managers - Non-custodial and custodial flows available - Part of a bigger NOW ecosystem: ChangeNOW exchange service, NOWNodes, NOW Wallet, etc - Marketing support

NOWPayments is a non-custodial payment gateway, which means that all your payments will be instantly transferred to your own wallet that only you can have access to.

Landing page //
2023-09-02

NOWPayments

Website: nowpayments.io
Pricing URL: Official NOWPayments Pricing
Platforms: WooCommerce Wordpress REST API
Release Date: 2019 April

Edit details

Wise

Website: wise.com
Pricing URL: -
Platforms: -
Release Date: -

Edit details

NOWPayments videos

+ Add

What is NOWPayments

Wise videos

+ Add

TransferWise Review - 3 Must Knows (2020)

Category Popularity

0-100% (relative to NOWPayments and Wise)

NOWPayments

Wise

Cryptocurrencies

100 100%

Cryptocurrencies

0% 0

Online Payments

5 5%

Online Payments

95% 95

Crypto Payments

100 100%

Crypto Payments

0% 0

Money Transfer

0 0%

Money Transfer

100% 100

Questions and Answers

As answered by people managing NOWPayments and Wise.

What makes your product unique?

NOWPayments's answer

300+ currencies, cross-chain payments, fiat on-ramp and off-ramp. Multiple crypto payment tools, custom solutions for various industries.

Why should a person choose your product over its competitors?

NOWPayments's answer

lower fees
more currencies supported
24/7 support
transparent fee system, no hidden fees
listing possibilities
custom features

How would you describe your primary audience?

NOWPayments's answer

Businesses and individuals that would like to accept crypto

Who are some of the biggest customers of your product?

NOWPayments's answer

For example, Travala crypto travel platform

User comments

Share your experience with using NOWPayments and Wise. For example, how are they different and which one is better?

Reviews

These are some of the external sources and on-site user reviews we've used to compare NOWPayments and Wise

NOWPayments Reviews

Best Crypto Payment Gateways 2024

In the ever-evolving landscape of digital transactions, choosing the right payment gateway is paramount for businesses aiming to leverage the power of cryptocurrencies. As the market matures, demands for reliability, security, and efficiency have soared, making it imperative for businesses to align with the best-in-class solutions. Among the myriad of options available,...

Source: bitcoinist.com

9 Best Cryptocurrency Payment Gateways Reviewed [January 2023]

NowPayments is a well-known crypto payment gateway established by ChangeNow, one of the top crypto swapping sites, in 2019. The platform offers low transaction fees and also offers non-custodial services for users who would like to have complete control over their funds. Businesses can easily integrate NOWPayments API to their platforms and benefit from its additional tools...

Source: coingape.com

Wise Reviews

6 Cheaper Payoneer Alternatives for Your Online Transcations

Wise is a well-known alternative to traditional banking and offers competitive rates for international money transfers. It operates on a peer-to-peer system, ensuring low fees by matching individuals who want to exchange currency in different countries.

Source: www.withparallax.com

Top 5 Payoneer Alternatives [2024]

Wise offers fast, convenient transfers with transparent fees based on mid-market exchange rates, as well as a multi-currency account for both individual and business customers. While Wise offers several tools for business customers, such as expense cards, it is not as extensive as those offered by Payoneer. On the other hand, Payoneer’s fee structure is only transparent on...

Source: www.exiap.com

Top 5 Payoneer Alternatives for Seamless Online Transactions

Both offer global transactions, but Wise shines with competitive exchange rates and transparent fees, while Payoneer focuses on receiving payments with features like virtual cards. Choose Wise for cost-effectiveness, Payoneer for easy receiving.

Source: www.doola.com

Best money transfer apps of 2021

TransferWise does also offer Business pricing, which adds in extra features that are free, including the ability to receive money in EUR, USD, GBP, PLN, AUD and NZD currencies without charge. However, this comes with a 0.33%-3.56% fee to convert currencies. The supporting TransferWise debit Mastercard comes free too, with the same currency conversion fee of 0.33%-3.56% plus...

Source: www.techradar.com

Top 7 Wise Alternatives

Wise’s Multi Currency Account (review) and associated Wise card (review) (which works great as a travel money card) are especially useful to expats who need banking features in a new country to pay rent, buy groceries, or receive money like a local (Wise offers international bank details in 10 currencies).

Source: transumo.com

Social recommendations and mentions

Based on our record, NOWPayments should be more popular than Wise. It has been mentiond 67 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

NOWPayments mentions (67)

Want to accept crypto for my business, how to handle it best?
I looked at this for my business as well, I ended up using crypto.com which to date nobody has used and https://nowpayments.io/ which many people have used. Source: 7 months ago
Looking where to buy some hoge?
Https://nowpayments.io/ Have a store and want to accept crypto such as HOGE? NowPayments has you covered. Source: 12 months ago
NowPayments.io adding PLS soon means PLS payments on: Shopify, WooCommerce, Brick & Mortar POS Terminals, Donation Websites, Casinos, Fiat On Ramps and much more!
It's looking like PowerCity's PixelPark is trying to beat Mintra to market as the first major NFT Marketplace soon on PulseChain as they have partnered with NowPayments.io to handle their payment processing:. Source: about 1 year ago
FOSS PayPal/Stripe?
This is as close to foss as I can get my payment processing right now. I love it but it obviously limits the purchaser pool…. Source: about 1 year ago
Launching a business website, Need to integrate Crypto payment options
I have a buddy who uses https://nowpayments.io/ and likes it. Source: over 1 year ago

Wise mentions (24)

Which bank in vietnam have the lowest fee for overseas remittance?
I don't think you need to be a holder of both. I put my mom on my Wells Fargo account and she sent to my account. There is also https://wise.com/us/ . This one I have used to send to someones account in Vietnam. It does have slightly higher fee. But it goes straight into their account. From Wells Fargo I would have to go and get USD then exchange it to Vietnamese currency. Source: about 1 year ago
We are happy to welcome you to Auction 88 — Coins of The World.
They invoice in Euros (Czech Republic) so also be aware of fees on payments. I've successfully used TransferWise (https://wise.com/us/). Source: about 1 year ago
Recommend me a first credit card with 0 foreign tx fee
It's not a credit card. It's just a way to convert currency w/o a fee. https://wise.com/us/. Source: about 1 year ago
Renting an apartment without a US Bank account?
Get a Wise account. Open one in your local currency, and one in US currency. I was doing that for the first few months. Source: over 1 year ago
My New Client Is Asking Me For My Bank Info
I’ve used Wise for bank payments from international clients before: https://wise.com/us/ that way you’re not giving them your actual bank info but the process is similar on the client’s end. Source: over 1 year ago