Software Alternatives, Accelerators & Startups

PayPal Braintree VS Revolut

Compare PayPal Braintree VS Revolut and see what are their differences

PayPal Braintree logo PayPal Braintree

An all-in-one solution to accept, process, and split payments in your mobile app or online - from small business to large enterprise.

Revolut logo Revolut

The easiest, fastest way to save for your financial goals.
  • PayPal Braintree Landing page
    Landing page //
    2018-10-10
  • Revolut Landing page
    Landing page //
    2023-08-25

PayPal Braintree features and specs

  • Comprehensive Payment Options
    Braintree supports a variety of payment methods, including credit/debit cards, PayPal, Apple Pay, Google Pay, and more, giving businesses the flexibility to offer multiple payment options to their customers.
  • Global Reach
    Braintree offers support for multiple currencies and countries, making it suitable for businesses that operate or plan to operate internationally.
  • Developer Friendly
    Braintree provides extensive documentation, SDKs, and APIs, making it an excellent choice for developers looking for easy integration and customization.
  • Advanced Security
    Braintree offers robust security features such as PCI compliance, data encryption, and fraud detection tools to ensure transactions are secure.
  • Transparent Pricing
    Braintree offers straightforward and transparent pricing without hidden fees, making it easier for businesses to understand their costs.
  • Recurring Billing
    Braintree supports subscription-based billing and recurring payments, making it ideal for businesses that offer subscription services.

Possible disadvantages of PayPal Braintree

  • Complex Onboarding
    Some users have reported that the onboarding process can be complicated and time-consuming, especially for smaller businesses or those with less technical expertise.
  • Fees for International Transactions
    While Braintree supports global transactions, there are additional fees for currency conversion and international payments, which can add up for businesses with a large international customer base.
  • Limited Customer Support
    Some users have experienced difficulties with the limited availability of customer support, especially when dealing with urgent issues.
  • Complex Fee Structure
    While Braintree's pricing is transparent, it can still be complex with various fees for different types of transactions, making it harder for businesses to estimate their exact costs.
  • Settlement Times
    The time it takes for funds to be settled into the business's bank account can be longer compared to some other payment processors, which might be a concern for businesses needing quicker access to their funds.

Revolut features and specs

  • Multi-Currency Support
    Revolut allows users to hold and exchange multiple currencies, making it convenient for international travel and business.
  • Fee-Free Spending
    The platform offers fee-free spending abroad, which can be a significant cost-saving advantage for frequent travelers.
  • Real-Time Exchange Rates
    Users benefit from competitive exchange rates that are often better than those offered by traditional banks.
  • Budgeting Tools
    Revolut includes built-in budgeting and analytics tools to help users manage their finances more effectively.
  • Cryptocurrency Support
    Revolut allows users to buy, hold, and sell cryptocurrencies, making it a versatile financial tool.
  • Instant Transfers
    The platform supports instant, free transfers between Revolut users, facilitating easy money transfers.
  • Advanced Security Features
    Revolut offers advanced security features like disposable virtual cards and instant card freezing.

Possible disadvantages of Revolut

  • Monthly Fees
    Some of Revolut’s premium features are locked behind monthly subscription plans, which can be a downside for budget-conscious users.
  • Limited Customer Support
    Users often report that customer support can be slow to respond and sometimes unhelpful.
  • Limits and Restrictions
    There are various limits on free withdrawals and spending, which can be inconvenient for heavy users.
  • Currency Exchange Limits
    Free currency exchange is limited up to a certain amount each month, after which a fee is applied.
  • Dependence on App
    The service is heavily dependent on its app, and any technical issues can greatly impact user experience.
  • Geographic Restrictions
    Revolut is not available in all countries, limiting its accessibility for some potential users.
  • Fees for Certain Transactions
    While many services are free, some transactions like international money transfers can incur fees.

Analysis of PayPal Braintree

Overall verdict

  • Yes, Braintree Payments is generally considered to be a good option for businesses looking for a reliable, secure, and flexible payment processing solution. It benefits from PayPal’s infrastructure and reputation while providing a suite of advanced tools that are appreciated by both developers and end users.

Why this product is good

  • Braintree Payments, a division of PayPal, is highly regarded for its robust payment processing solutions that cater to both large enterprises and smaller businesses. It offers a wide range of features including support for multiple currencies, fraud protection, seamless integration options, and a flexible pricing model. Its developer-friendly platform includes comprehensive documentation and tools, making it easier to implement customized payment solutions.

Recommended for

  • E-commerce businesses seeking a robust payment gateway.
  • Merchants requiring multi-currency processing.
  • Startups and developers needing flexible integration options.
  • Companies looking for advanced fraud protection features.

Analysis of Revolut

Overall verdict

  • Revolut is a solid choice for individuals looking for a comprehensive finance app that extends beyond traditional banking services. It is particularly attractive for frequent travelers and those who manage multiple currencies. However, users should assess their personal needs and consider potential fees for premium features before fully committing.

Why this product is good

  • Revolut is considered a good financial service platform for its wide array of offerings such as low-cost international money transfers, foreign exchange without hidden fees, and its convenient app-based banking services. Users appreciate the advanced features like budgeting tools, cryptocurrency trading, and access to global financial products from a single platform. Additionally, Revolut's user interface is intuitive and user-friendly, and there are options for different account tiers to cater to various needs, from personal users to businesses.

Recommended for

  • Frequent travelers who need low-cost currency exchange.
  • Tech-savvy users who appreciate app-based banking.
  • People looking for advanced budgeting and trading tools.
  • Individuals and businesses seeking multi-currency accounts.

PayPal Braintree videos

Collect payments with the Braintree payment processor

More videos:

  • Review - Kai's Paypal vs Braintree vs Stripe tour

Revolut videos

Revolut Review

More videos:

  • Review - Revolut vs Banks - Why it's Useful to Create a Revolut Account
  • Review - Revolut Review 2020 - The Future of Banking

Category Popularity

0-100% (relative to PayPal Braintree and Revolut)
Online Payments
66 66%
34% 34
Payment Platform
66 66%
34% 34
Recurring Billing
100 100%
0% 0
Fintech
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare PayPal Braintree and Revolut

PayPal Braintree Reviews

What to Use Instead of PayPal? 10 Best PayPal Alternatives
Braintree is a PayPal service, but it is still one of the PayPal alternative payment methods worth considering. There is no monthly fee for using this payment service. Accepting payments from credit or debit cards or digital wallets costs 2.59% + $0.49 per transaction. You can also use Braintree to accept Venmo payments in the United States, but this costs 3.49% + $0.49....
Best payment gateway: Top 7 best payment gateways
Braintree, which belongs to PayPal, offers both in-store and online payment processing. It’s a simple service that accepts all the most popular payment methods, with a sleek interface.
Source: wise.com
Would you use Paddle, Chargebee, Chargify, or just Stripe?
The value that those services provide is a single solution for both PayPal and Stripe. It's tempting, but paying someone forever like that isn't ideal. I would roll Stripe to start, then implement Braintree for PayPal at a later time.
Australian Payment Gateways
Ideal for companies who want to want to expand globally (similar to Stripe mentioned above), Braintree (a subsidiary of PayPal) accepts payments in more than 130 currencies, with minimal fees. They also offer a premium mobile experience, accepting cards, PayPal and Apple Pay, and have flexible features including the ability to split payments between you and your...

Revolut Reviews

6 Cheaper Payoneer Alternatives for Your Online Transcations
Revolut is a popular fintech platform that offers a range of financial services, including money transfers. Revolut supports multiple currencies and offers additional features like budgeting tools and cryptocurrency support, making it a comprehensive alternative to Payoneer.
Top 5 Payoneer Alternatives [2024]
Users can send money internationally with no fees, except on weekends, and sending between Revolut accounts is instant. Best Revolut Features
Source: www.exiap.com
Where is Revolut Available? International Alternatives for 2022
In this post, we take a look at Revolut’s availability worldwide and uncover some of the alternatives for users who are not eligible to open a Revolut or Revolut Trading account!
Does Cash App Work Internationally? Worldwide Alternatives for 2022
One of the fastest-growing digital banks. Revolut provides no-fee transactions, low cost of charge currency conversion, and even the possibility to invest in stocks and cryptos.
Is SoFi Available Internationally? Best Alternatives for 2022
Similar to Revolut, it offers two plans: standard and prime. Prime includes personalized cards, commission-free crypto trades, stocks, ETFs, precious metals, competitive cash back rewards, and virtual cards for online shopping. Again, the list is extensive.

What are some alternatives?

When comparing PayPal Braintree and Revolut, you can also consider the following products

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

Wise - Currency exchange Banks and other providers could charge you up to 5% in hidden costs when sending ...

Stripe - Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions.

Payoneer - Whether making international payments, receiving funds, managing your digital business, or accessing capital, Payoneer opens your business up to the world.

ProPay - ProPay is a multiple payment making service provider that lets its users to make payment to anyone in any part of the world.

Skrill - Skrill (formerly known as Moneybookers) is the cheaper way to send and receive money worldwide.