There are third party solutions to fraud that actually work, providing chargeback insurance. Essentially, they screen transactions; if any approved transactions are chargebacked, they refund you. A good start point is https://signifyd.com We dropped in this solution on our e-commerce about 5 years ago; fraud has been a non existent problem. - Source: Hacker News / over 1 year ago

Long term HN user @ezekg also runs this https://keygen.sh/ if that might suit your needs (i.e. If you want to separate out licensing logic from the payment logic). - Source: Hacker News / 5 days ago

Keygen | Front-end Engineer | Full- or part-time | Remote (US only) | https://keygen.sh Keygen is an open, source-available software licensing and distribution API built and run by myself. I'm a bit stretched thin in terms of front-end and support. I have a big front-end redesign code-named Portal on the roadmap that I haven't been able to make much progress on over the last couple years. I'm looking for somebody... - Source: Hacker News / 24 days ago

Absolutely lovely website you have at https://keygen.sh/ Did you write that as well or outsource it? - Source: Hacker News / about 2 months ago

Took me a bit to realize it's licensing as in managing enterprise license keys 'C1B6DE-39A6E3...', not licensing as in MIT/GPL/etc. https://keygen.sh/ Does anyone know a minimal, alternative licensing solution appropriate for a tiny startup? One where the license key is the only form of user authentication. Is there a cheap service available? Or is it easy to roll a custom solution. - Source: Hacker News / about 2 months ago

I run a business called Keygen [^0], and own the @keygen namespace on npm. We’re working on a Node SDK, so this isn’t good to hear. I’ll open up a discussion with them and see what we can do. [^0]: https://keygen.sh. - Source: Hacker News / about 1 year ago