Software Alternatives, Accelerators & Startups

Stripe VS ProPay

Compare Stripe VS ProPay and see what are their differences

Stripe logo Stripe

Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions.

ProPay logo ProPay

ProPay is a multiple payment making service provider that lets its users to make payment to anyone in any part of the world.
  • Stripe Landing page
    Landing page //
    2024-04-30
  • ProPay Landing page
    Landing page //
    2023-07-05

Stripe features and specs

  • Comprehensive API
    Stripe offers a robust and well-documented API that allows businesses to customize their payment processing to suit their specific needs.
  • Global Reach
    Stripe supports payment processing in multiple countries and currencies, making it ideal for businesses with international clientele.
  • Advanced Security
    Stripe provides advanced security features, such as PCI DSS compliance and fraud prevention tools, ensuring that both businesses and customers are protected.
  • Scalability
    Stripe is suitable for businesses of all sizes, from startups to large enterprises, offering solutions that scale with the business's growth.
  • Rich Feature Set
    In addition to payment processing, Stripe offers a wide range of features including subscription billing, invoicing, and marketplace payments.
  • Integration with Popular Platforms
    Stripe easily integrates with popular e-commerce platforms like Shopify, WooCommerce, and Magento, simplifying the setup process.

Possible disadvantages of Stripe

  • Costly for High-Volume Businesses
    Stripe's transaction fees can become expensive for high-volume businesses, especially when compared to other payment processors that offer volume-based discounts.
  • Complex Setup
    For businesses without a dedicated developer or technical team, setting up Stripe’s API and customizing it can be complex and time-consuming.
  • Limited Customer Support
    Some users have reported that Stripe's customer support can be slow to respond and may not always provide satisfactory solutions to issues.
  • Account Stability
    There have been instances where Stripe has abruptly terminated accounts or held funds, causing disruptions to businesses.
  • Subject to Chargebacks
    Like other payment processors, Stripe is not immune to chargebacks, which can be a significant issue for certain types of businesses.

ProPay features and specs

  • Security
    ProPay offers robust security features, such as tokenization and end-to-end encryption, to ensure sensitive financial information is protected.
  • Variety of Payment Options
    ProPay supports multiple payment methods, including credit cards, debit cards, and electronic checks, making it versatile for different business needs.
  • Integration
    ProPay can be integrated with various e-commerce and accounting platforms, facilitating seamless business operations.
  • Mobile Payment Solutions
    ProPay provides mobile payment solutions that allow businesses to accept payments on-the-go, enhancing flexibility and convenience.
  • Customer Support
    ProPay offers reliable customer support to assist users with any issues or queries they may have.

Possible disadvantages of ProPay

  • Fees
    ProPay's fee structure can be complex and might be higher than some competitors, which could be a drawback for small businesses.
  • Limited International Presence
    ProPay primarily operates in the United States, which might not be suitable for businesses with significant international transactions.
  • Account Reserves
    Some users report that ProPay requires reserve balances to mitigate risk, which could potentially tie up funds for businesses.
  • User Interface
    The user interface of ProPay's platform can be less intuitive compared to some modern competitors, which might result in a steeper learning curve.
  • Withdrawal Times
    The time it takes to transfer funds from ProPay to a bank account can be longer than expected, which can affect cash flow for businesses.

Stripe videos

PayPal VS Stripe 2020: Which Online Payment Processor Is Best For Your Business?

More videos:

  • Review - Stripe Review Video
  • Review - BEWARE: CLOSE YOUR STRIPE ACCOUNT!!! *BEFORE THEY DO*

ProPay videos

ProPay App Walkthrough

More videos:

  • Review - ProPay and Mary Kay Make Sense

Category Popularity

0-100% (relative to Stripe and ProPay)
Online Payments
89 89%
11% 11
Recurring Billing
100 100%
0% 0
Payment Platform
86 86%
14% 14
Finance
0 0%
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Stripe and ProPay

Stripe Reviews

Subscription Billing Solutions Comparison: Stripe vs Recurly vs Chargebee vs Rainex
Stripe is one of the world’s largest payment processing platforms, trusted by their customers for many years. In addition to gateway features, for a fee, Stripe offers billing and subscription management tools for its users. Its intuitive interface and extensive documentation make it a favorite among developers and companies of different sizes.
Source: rainex.io
Top 5 Payoneer Alternatives for Seamless Online Transactions
Key Features: A powerful payment processing platform focused on online businesses, offering features like subscriptions and fraud prevention. Stripe boasts a unified suite of tools and APIs that simplify the entire online payment process for businesses.
Source: www.doola.com
What to Use Instead of PayPal? 10 Best PayPal Alternatives
Conveniently, Stripe automatically deposits your funds into your bank account. Another convenient feature of Stripe is that the checkout process takes place on your website. That reduces customer friction compared to platforms like PayPal, which sends customers to external sites. The platform is also highly customisable.
The 6 best online payment processing services in 2024
Part of the HubSpot Commerce Hub feature set, Payments adds payment processing on top of a mountain of possibilities. It's seamlessly connected to all other parts of this sales software, so you can manage your business relationships, marketing, website, content, and operations from the same place. The actual payment infrastructure belongs to Stripe, with HubSpot charging...
Source: zapier.com
Payment Platforms Comparison: Stripe vs Chargebee vs Paddle vs Recurly
Stripe is a payment processor. Its software and APIs enable businesses to accept payments, send payouts, and manage their businesses online. Stripe offers its customers a full-stack payment process – it serves as both a third-party payment processor and a payment gateway.
Source: rainex.io

ProPay Reviews

We have no reviews of ProPay yet.
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Social recommendations and mentions

Based on our record, Stripe seems to be more popular. It has been mentiond 271 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Stripe mentions (271)

  • API Pricing Strategies: Segmentation and Personalized Models
    The most successful API businesses understand that pricing isn't a set-it-and-forget-it decision—it's an ongoing process of refinement. Companies like Stripe and Twilio have demonstrated that aligning pricing with value delivery and usage patterns leads to stronger customer relationships and improved revenue. - Source: dev.to / 21 days ago
  • Is GitHub Sponsors Safe? A Comprehensive Guide to Secure Open Source Funding
    Open source projects have revolutionized software development and collaboration. However, sustaining these projects financially has always presented challenges. GitHub Sponsors, launched by GitHub, creates a much-needed pathway for developers and maintainers to receive financial support from the community. This guide discusses whether GitHub Sponsors is safe by delving deep into its security protocols, payment... - Source: dev.to / 25 days ago
  • Navigating the GitHub Sponsors Payout Process: A Comprehensive Guide to Supporting Open Source
    This post explores the essentials of navigating GitHub Sponsors payout processes. It discusses setting up sponsorships with GitHub Sponsors, choosing the right payout methods with platforms like Stripe and PayPal, tracking sponsor contributions, and ensuring tax compliance. In addition, we delve into historical context, core concepts and features, practical use cases, challenges, and the future outlook – including... - Source: dev.to / 26 days ago
  • Build a Production-Ready SaaS Application
    It uses Clerk for authentication, has a Stripe integration for payments, and uses Tailwind and shadcn/ui for styling and components. - Source: dev.to / about 1 month ago
  • [2025]How to Integrate Stripe Payments for your website: Step-By-Step Guide
    Sign up for a Stripe account and activate payments. - Source: dev.to / 2 months ago
View more

ProPay mentions (0)

We have not tracked any mentions of ProPay yet. Tracking of ProPay recommendations started around Mar 2021.

What are some alternatives?

When comparing Stripe and ProPay, you can also consider the following products

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

PayPal Braintree - An all-in-one solution to accept, process, and split payments in your mobile app or online - from small business to large enterprise.

ACE Money Transfer - ACE Money Transfer is a web-based money transfer service for sending money easily and in a hassle-free mode.

Payoneer - Whether making international payments, receiving funds, managing your digital business, or accessing capital, Payoneer opens your business up to the world.

XE.com - XE.com Inc. (XE) is a Canadian online foreign exchange services company.

Chargebee - Chargebee lets you manage subscriptions and payments at scale, handle custom recurring billing scenarios, reduce subscription churn and simplify accounting.