Payment gateways (paypal, apple, google), in general, do NOT let you cancel individual services and are linked to your CC. Vendors (I'm looking at you, Audible!) constantly hide their account termination under layers of dark patterns. For awhile, I had several ghost subscriptions that I a.) didn't want and b.) couldn't cancel. My credit card card [1] has fundamentally changed my online purchasing experience as it... - Source: Hacker News / 5 months ago

Source: https://x1creditcard.com/ , footnote 5 at bottom of web page. Source: about 1 year ago

I use virtual credit cards through my credit card (X1, https://x1creditcard.com). It's been wonderful not only for privacy, but also for keeping track of what all is being spent (including recurring stuff). Source: over 1 year ago

I use a virtual card issued by X1 without any issues. Source: over 1 year ago

For virtual credit cards, I'd recommend the X1 credit card. I have it and it's really useful. As a bonus, they say they don't share purchase history with anyone else. Source: over 1 year ago

I have to echo a lot of the other comments on here; do it anyway. I use this handy tool https://callyourfriends.io/ to keep track and remind me of all my friends which I've made across various continents at various stages of my life. You never know what you'll find out about your friend's lives who you can't see face to face on a regular basis. Source: almost 3 years ago

Not sure if anyone has posted this but there's a website called Call Your Friends that allows you to basically rank your friends in order of importance. Then it sends you reminders based on these rankings. Source: almost 3 years ago