Software Alternatives, Accelerators & Startups

X1 Card VS Citi

Compare X1 Card VS Citi and see what are their differences

X1 Card logo X1 Card

A metal credit card based on your income, not credit score

Citi logo Citi

Banking and credit card services through web and mobile apps.
  • X1 Card Landing page
    Landing page //
    2022-12-20
  • Citi Landing page
    Landing page //
    2023-06-28

X1 Card videos

NEWS: X1 Card Launches (Really!) - X1 Visa Credit Card Review 2021

Citi videos

Citi Bank Review | BEST National Bank in 2021?

More videos:

  • Review - The Citi Credit Card Tier List ( Citi Prestige, Costco, Double Cash, AA Platinum)
  • Review - Citi Secured Credit Card Review | BEST Secured Credit Card For Building Credit?!

Category Popularity

0-100% (relative to X1 Card and Citi)
Fintech
100 100%
0% 0
Finance
0 0%
100% 100
Online Payments
100 100%
0% 0
Investing
0 0%
100% 100

User comments

Share your experience with using X1 Card and Citi. For example, how are they different and which one is better?
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Social recommendations and mentions

X1 Card might be a bit more popular than Citi. We know about 13 links to it since March 2021 and only 10 links to Citi. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

X1 Card mentions (13)

  • Passwordless: A Different Kind of Hell
    Payment gateways (paypal, apple, google), in general, do NOT let you cancel individual services and are linked to your CC. Vendors (I'm looking at you, Audible!) constantly hide their account termination under layers of dark patterns. For awhile, I had several ghost subscriptions that I a.) didn't want and b.) couldn't cancel. My credit card card [1] has fundamentally changed my online purchasing experience as it... - Source: Hacker News / 5 months ago
  • Fees for additional cardholders (authorized users)
    Source: https://x1creditcard.com/ , footnote 5 at bottom of web page. Source: about 1 year ago
  • Virtual payment cards
    I use virtual credit cards through my credit card (X1, https://x1creditcard.com). It's been wonderful not only for privacy, but also for keeping track of what all is being spent (including recurring stuff). Source: over 1 year ago
  • Virtual CC as Payment Method?
    I use a virtual card issued by X1 without any issues. Source: over 1 year ago
  • Do privacy.com virtual cards show up on credit/as new accounts?
    For virtual credit cards, I'd recommend the X1 credit card. I have it and it's really useful. As a bonus, they say they don't share purchase history with anyone else. Source: over 1 year ago
View more

Citi mentions (10)

  • How to connect existing Costco Citi card to new Costco membership number
    Does anyone know where the Costco account gets connected to the Citi account? Is it on costco.com or on citi.com? Source: 7 months ago
  • Anyone know if the 75k offer for the Citi Premier is still valid?
    I was approved in April.. And just recently hit the required spend, so I'll be getting the 75k bonus... If you go directly to citi.com and find the Premier card, it should say 75k bonus still. Source: 12 months ago
  • Experience with Citi - Unionbank Credit Card Application phone numbers
    Just wanted to ask if any of you can verify the number 84233000 and if it's legitimate or not for Citi credit card application as it wasn't that visible when searching for Citi contact numbers. The email they sent me had an address of citi.com which I've read to be legitimate, however, I seem to have some concern regarding it's legitimacy and concerned about providing further information about myself. If anyone... Source: over 1 year ago
  • Wells Fargo Autograph card take excruciatingly long time to "process"?
    The hell you close your Citi Premier for? Citi has the easiest policies on Product changes. You can product change to any Citi card on https://citi.com. Source: over 1 year ago
  • One Website No Longer Logs You Out After Inactivity
    Hot take: I've always hated it that website log you out for inactivity. Sure, 30 days, or even a week maybe, but why shouldn't I be able to leave citi.com open for days on end on my own laptop? Source: over 1 year ago
View more

What are some alternatives?

When comparing X1 Card and Citi, you can also consider the following products

PST.NET - Virtual payment cards for online shopping and advertising

Bank of Baroda - Public sector Indian bank

ABcard - ABcard - service allows you to issue an unlimited number of cards to pay for advertising accounts. 3 unique BINs for any work tasks, management of a team of media buyers inside a personal account and complete anonymity when paying for traffic.

HDFC Bank - HDFC Bank is India’s largest private sector lender by assets.

e.pn - Virtual cards for any advertising accounts and personal purchases

Chase - Banking and credit card services through JPMorgan Chase Bank, N.A.