YouNeedABudget Reviews

4thewords Reviews

YouNeedABudget mentions (55)

• Is $250 a month in disposable income livable for a family of 3?

  You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: about 1 year ago

• LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?

  I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: about 1 year ago

• Fund future vacations

  If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: about 1 year ago

• Tracking savings goals

  Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago

• My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?

  Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago

4thewords mentions (22)

• Word Count Accountability/Writing App??

  There's 4thewords, where they gamify writing. I've not tried it but it looks interesting. Source: about 1 year ago

• Executive Dysfunction

  Yes, I'm the same way. Two things have helped me. 1. Using the Pomodoro technique. You can find timers online and they tick while you are doing whatever, which I find helps me stay on track. I do 30 minutes with 5 minutes break. 2. 4thewords.com is a really cool gamification system for writers. You basically fight monsters while you're writing. It's amazing how well it keeps you on track! Also, there are some... Source: about 1 year ago

• Where you write?

  I use 4thewords.com with Scrivener for organisation and notes, but it really depends on what works for you. I like the gamification of 4thewords because it helps me focus, other people prefer options where they can completely turn off their wifi for fewer distractions. There are people who still write entirely by hand for their first drafts because it helps turn off their inner editor. Try a few options and see... Source: over 1 year ago

• Hello, I'm Celia Lake. I write cosy historical fantasy romances. Ask Me Anything today!

  My word count went up substantially when I stopped commuting every day in March of 2020. These days I'm in the office 2-3 days a week, but I've kept the words up, and average about 2K a day (though there are days I do a lot less and some I do more). I draft on 4theWords, so there is a bit of gamification there - can I get through this word battle to defeat this monster, etc. Source: over 1 year ago

• Campfire Writing?

  I use 4TheWords more often than some of the other ones lately, and it's sorta fun too. They've got a thirty day trial and plenty of events that give you additional time for free (especially NaNo). Also worth a check if some of the other software doesn't tickle your fancy. Source: over 1 year ago