YouNeedABudget Reviews

Time.is Reviews

YouNeedABudget mentions (55)

• Is $250 a month in disposable income livable for a family of 3?

  You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: about 1 year ago

• LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?

  I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: about 1 year ago

• Fund future vacations

  If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: about 1 year ago

• Tracking savings goals

  Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago

• My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?

  Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago

Time.is mentions (229)

• Ask HN: Why are modern devices so terrible at accurate timekeeping?

  I experience time drift with devices not connected to NTP like cheap stopwatch/microwave clock/etc, but my all my devices connected to NTP stay synced on their own. For example: - my Windows time settings says: "Last successful time synchronization: 3/7/2024..." (This ~41 hours ago and not manually triggered.) - https://time.is/: "Your clock is 0.4 seconds ahead." I'm a little surprised there is a 0.4 second... - Source: Hacker News / 4 months ago

• [Timex] Q Marmont 1975 Reissue, love at first sight!

  It's my first quartz watch and I love it to bits! Made me realize that the accuracy of a quartz movement is no joke. I knew nothing much about watches until I started this hobby back in September, and I've still got lots to learn! But from the little I've learned so far, lots of videos say how accurate quartz is, but I didn't realize how accurate it was until I was cleaning some of my mechanical watches. Seikos, a... Source: 7 months ago

• Which trail bike under 2500$ ? Orbea occam H30 2023 vs H10 2023 vs Vitus Mythique VRX 2023

  Hi all! Need advice to buy a new trail bike 140 fr/140 back, under 2500 $. On all I need an XL size as I'm 1.96cm and 97kg. Mostly I will do soft trails and maybe in 1 or 2 years after I will progress some harder ones.Maybe is better to buy a cheap one then upgrade over time.is is really that good the fork on the h10 Fox 34 Float Performance 140 3-Position vs the h30 Marzocchi Bomber Z2 140 ? Source: 7 months ago

• [Question] How did people keep track of time in the early 1900's?

  Was wondering, because I put my mechanical watch and digital correct to the second via time.is , how people years ago had to correct time differences? Source: 8 months ago

• Canada Abruptly Ends Official Time Signal

  I just tested it against https://time.is on my cell phone (using wifi calling because network strength is abysmal where I live). I don't have a precise measurement but it was imperceptibly close, within 100ms probably. Certainly close enough to set a clock for non critical purposes. - Source: Hacker News / 9 months ago