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Mercury API might be a bit more popular than Zelle. We know about 1 link to it since March 2021 and only 1 link to Zelle. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.
Source: zellepay.com "Zelle® is a great way to send money to friends and family, even if they bank somewhere different than you do.". Source: over 1 year ago
Seems to me you are looking for payment routing. This is something you can program into API's of banks directly : Https://mercury.com/api Https://developer.bankofamerica.com/CPODevPortal/apidocs/public/#/home. Source: almost 2 years ago
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